Goldwater Bank is expanding into Charlotte in a big way, with a new mortgage banking branch opening in the South End area.

CHARLOTTE, NC, July 09, 2020 /Neptune100/ — Word of mouth makes all the difference, both in attracting customers and top talent. That’s how Mark Pagomenakis of Goldwater Bank discovered three of the most successful loan originators in the Charlotte area. Bill Grigg, Michelle Huggins, and Terry Ignatowski, all with 20+ years of experience recently found themselves without a home when their bank suddenly exited the mortgage sector. Pagomenakis reached out to them and invited them to experience the Goldwater difference.

“Goldwater Bank really sells itself,” Pagomenakis explained, sitting down to describe the bank’s move into South End of Charlotte. “Being a bank means we’re held to a higher standard than traditional mortgage companies, but I consider Goldwater Bank to be a bank that is built for mortgages.”

Pagomenakis is particularly excited about where the new branch is located on 1927 South Tryon Street. “This is our first push into North Carolina—we’re planting our flag in a new state. And as I look at all the revitalization underway, particularly in the South End area, Goldwater Bank brings a lot of experience and intriguing products to the table.”

With Charlotte being fifth-fastest growing metropolitan area in the country, Pagomenakis highlighted a particular focus of the branch: construction lending. “Our loan originators have deep experience with construction lending and are plugged into the local building community.” Huggins has worked with both realtors and builders in the Charlotte area for more than 25 years, particularly with the Union County Homebuilder Association, and Grigg joins her with a construction and building development background, as well as extensive experience with contractors throughout the area. Pagomenakis described their experience as a natural fit with Goldwater. “Goldwater Bank features a best-in-class Construction Department that offers very attractive one-time-close loan programs.”

Ignatowski echoed his comments. “We are thrilled to be joining the Charlotte metro area. We are a bank, with all the services and opportunities traditionally offered by a bank, but we have the flexibility of a non-bank lender, which means we are able to service a greater portion of the real estate market with mortgages. We say yes when others have said no.

“As a seasoned originator I still love what I do. There is no greater feeling than sitting at a closing table knowing you are the person responsible for putting your buyer in their first home. It’s a feeling that never gets old.”

The Charlotte office of Goldwater Bank, located at 1927 South Tryon Street, Suite 206, can be reached at 704-751-8604 or

About Goldwater Bank, NA

Goldwater Bank, NA is a full-service community bank and residential mortgage lender serving the banking needs of individuals and businesses in Arizona and a mortgage customer base across the contiguous United States. Locally owned and operated, the Bank offers its customers a wide variety of financial products, emphasizing exceptional service that is highly individualized, efficient, technologically advanced, and responsive.