Zach Smith of City Mortgage Group won Freddie Mac’s prestigious RISE Award, which is given to mortgage originators who are top performers in helping low- and moderate-income borrowers to become homeowners through its HomePossible® product.
VICTORIA, TX, September 15, 2020 /Neptune100/ — In the current mortgage lending environment, it can be difficult, if not impossible, for many low- to moderate-income individuals to realize their homeownership dreams. The American dream, for many Americans, can seem far out of reach in the current climate of a contracting economy and an unemployment rate not seen in generations.
That makes the achievements of Zach Smith of City Mortgage Group all the more remarkable, who recently won Freddie Mac’s prestigious RISE Award. The RISE (Recognizing Individuals for Sustained Excellence) Award is given to mortgage originators who are top performers in helping low- and moderate-income borrowers to become homeowners through its HomePossible® product. City Mortgage Group, through its affiliation with Weststar Mortgage Corporation, offers a dedicated team of mortgage professionals ready to offer the best products, the best services, and a deep bench of operational and technological support—all of which come together to ensure that more potential homeowners have access to the same high level of service.
Smith has spent half his life, beginning at the age of 16, in the mortgage industry—starting out as a processor in high school at his father’s mortgage branch before becoming a mortgage originator after graduation. Sitting down to describe his 16 years in the industry in light of the RISE award, he noted, “Helping families achieve homeownership is in my blood. I don’t care about the cost of the home; I care about how many families I can help achieve the dream of homeownership. There’s no better feeling than seeing my clients receive the keys to their new home. HomePossible is the name of the program, and homeownership for everyone is my goal.”
HomePossible allows for a reduced down payment for low- to medium-income individuals to get into a home that might otherwise not be possible. The success that Smith and City Mortgage Group have experienced demonstrate their dedication to help more Americans realize their homeownership dreams.
Zach Smith and his City Mortgage Group team, located on 3606 B John Stockbauer Drive in Victoria, Texas, can be reached at 361-576-9890 or www.citymortgagegroup.net.
About City Mortgage Group
At City Mortgage Group, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, All types of ARMS, Conventional, Jumbo, Cash-Out, FHA, USDA, and VA. Whether your situation calls for full documents, bank statement docs, streamline docs, non-owner occupied (investor) or multi-family, we’ll fit your needs!